2021 DJF to BGN Historical Review

YEARLY HIGH

0.0098 BGN

YEARLY LOW

0.0089 BGN

YEARLY AVERAGE

0.0093 BGN

2021 DJF to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the DJF to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 0.0098. Conversely, the yearly low was recorded on January 6, dropping to 0.0089.

This high-to-low spread represents a total annual volatility of 0.0009 BGN. From a start-to-finish perspective, comparing the January average rate of 0.0090 to the December average rate of 0.0097, the exchange rate registered a net change of 7.78% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0098 was down 4.76% compared to the 2020 peak of 0.0103, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 49 BGN

2020 Average 48 BGN

Yearly Trough Low 45 BGN

Transaction Impact: A difference of 4.45 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0098

0.0089

JanuMarcMayJulySeptNove

DJF to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0091, compared to 0.0095 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0091

H2 Avg (Jul–Dec) 0.0095

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0003 BGN (High: 0.0098 / Low: 0.0095). On the other end, December was the most stable month, with a tight range of 0.0001 BGN (High: 0.0098 / Low: 0.0097).

November Spread (Volatile) ±0.0003

December Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0001 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.0096) against the same month in 2020 (average: 0.0093), the exchange rate shifted by +0.0004 (+3.84%).

2021 Avg (November) 0.0096

2020 Avg (November) 0.0093

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0091	0.0089	0.0090
February	0.0092	0.0090	0.0091
March	0.0094	0.0091	0.0092
April	0.0094	0.0091	0.0092
May	0.0091	0.0090	0.0090
June	0.0093	0.0090	0.0091
July	0.0093	0.0092	0.0093
August	0.0094	0.0093	0.0093
September	0.0095	0.0092	0.0093
October	0.0095	0.0094	0.0095
November	0.0098	0.0095	0.0096
December	0.0098	0.0097	0.0097