2020 DJF to CDF Historical Review

YEARLY HIGH

11.1742 CDF

YEARLY LOW

8.3507 CDF

YEARLY AVERAGE

10.3926 CDF

2020 DJF to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the DJF to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on August 7, valuing the pair at 11.1742. Conversely, the yearly low was recorded on December 6, dropping to 8.3507.

This high-to-low spread represents a total annual volatility of 2.8235 CDF. From a start-to-finish perspective, comparing the January average rate of 9.4739 to the December average rate of 10.9798, the exchange rate registered a net change of 15.89% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 11.1742 was up 1.23% compared to the 2019 peak of 11.0380, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 55,871 CDF

2019 Average 46,447 CDF

Yearly Trough Low 41,753 CDF

Transaction Impact: A difference of 14,117.52 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

11.2011

9.3169

JanuMarcMayJulySeptNove

DJF to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.7915, compared to 10.9938 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.2023 points.

H1 Avg (Jan–Jun) 9.7915

H2 Avg (Jul–Dec) 10.9938

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 2.7367 CDF (High: 11.0873 / Low: 8.3507). On the other end, January was the most stable month, with a tight range of 0.0278 CDF (High: 9.4896 / Low: 9.4619).

December Spread (Volatile) ±2.7367

January Spread (Stable) ±0.0278

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0714 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0714

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 11.0303) against the same month in 2019 (average: 9.3083), the exchange rate shifted by +1.7220 (+18.50%).

2020 Avg (August) 11.0303

2019 Avg (August) 9.3083

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	9.4896	9.4619	9.4739
February	9.5281	9.4636	9.4955
March	9.6192	9.5238	9.5749
April	9.7114	9.5839	9.6520
May	10.2633	9.7143	10.0348
June	10.8018	10.2528	10.5176
July	11.0564	10.7360	10.9299
August	11.1742	10.9585	11.0303
September	11.0641	10.9883	11.0250
October	11.0523	10.1790	10.9536
November	11.0699	11.0256	11.0441
December	11.0873	8.3507	10.9798