2020 DJF to GMD Historical Review

YEARLY HIGH

0.2918 GMD

YEARLY LOW

0.2848 GMD

YEARLY AVERAGE

0.2891 GMD

2020 DJF to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the DJF to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 21, valuing the pair at 0.2918. Conversely, the yearly low was recorded on March 15, dropping to 0.2848.

This high-to-low spread represents a total annual volatility of 0.0070 GMD. From a start-to-finish perspective, comparing the January average rate of 0.2875 to the December average rate of 0.2907, the exchange rate registered a net change of 1.13% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2918 was down 12.59% compared to the 2019 peak of 0.3339, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 1,459 GMD

2019 Average 1,408 GMD

Yearly Trough Low 1,424 GMD

Transaction Impact: A difference of 35.00 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2916

0.2855

JanuMarcMayJulySeptNove

DJF to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2875, compared to 0.2908 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0033 points.

H1 Avg (Jan–Jun) 0.2875

H2 Avg (Jul–Dec) 0.2908

Volatility Range Comparison

Volatility

The most volatile month in 2020 was May, with a trading range of 0.0026 GMD (High: 0.2896 / Low: 0.2870). On the other end, December was the most stable month, with a tight range of 0.0003 GMD (High: 0.2909 / Low: 0.2906).

May Spread (Volatile) ±0.0026

December Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0009 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 0.2911) against the same month in 2019 (average: 0.2817), the exchange rate shifted by +0.0094 (+3.33%).

2020 Avg (August) 0.2911

2019 Avg (August) 0.2817

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2886	0.2870	0.2875
February	0.2873	0.2856	0.2866
March	0.2867	0.2848	0.2860
April	0.2872	0.2859	0.2865
May	0.2896	0.2870	0.2885
June	0.2904	0.2892	0.2898
July	0.2912	0.2896	0.2907
August	0.2918	0.2905	0.2911
September	0.2912	0.2904	0.2908
October	0.2912	0.2899	0.2907
November	0.2911	0.2906	0.2908
December	0.2909	0.2906	0.2907