2020 DJF to MGA Historical Review

YEARLY HIGH

22.3315 MGA

YEARLY LOW

20.3371 MGA

YEARLY AVERAGE

21.3994 MGA

2020 DJF to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the DJF to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on November 17, valuing the pair at 22.3315. Conversely, the yearly low was recorded on January 4, dropping to 20.3371.

This high-to-low spread represents a total annual volatility of 1.9944 MGA. From a start-to-finish perspective, comparing the January average rate of 20.6765 to the December average rate of 21.4475, the exchange rate registered a net change of 3.73% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 22.3315 was down 8.68% compared to the 2019 peak of 24.4552, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 111,657 MGA

2019 Average 102,091 MGA

Yearly Trough Low 101,685 MGA

Transaction Impact: A difference of 9,971.91 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

22.1612

20.5415

JanuMarcMayJulySeptNove

DJF to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 21.0802, compared to 21.7186 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6383 points.

H1 Avg (Jan–Jun) 21.0802

H2 Avg (Jul–Dec) 21.7186

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 1.0816 MGA (High: 22.3315 / Low: 21.2498). On the other end, May was the most stable month, with a tight range of 0.2889 MGA (High: 21.4975 / Low: 21.2085).

November Spread (Volatile) ±1.0816

May Spread (Stable) ±0.2889

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.5786 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.5786

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 22.0262) against the same month in 2019 (average: 20.7297), the exchange rate shifted by +1.2965 (+6.25%).

2020 Avg (November) 22.0262

2019 Avg (November) 20.7297

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	20.9122	20.3371	20.6765
February	20.9735	20.3652	20.8066
March	21.1726	20.4718	20.9100
April	21.4738	21.0615	21.1983
May	21.4975	21.2085	21.3975
June	21.7531	21.0253	21.4926
July	21.7528	21.3536	21.5932
August	21.6488	21.2865	21.5566
September	21.8743	21.5420	21.6852
October	22.2580	21.8644	22.0028
November	22.3315	21.2498	22.0262
December	21.9492	20.8989	21.4475