YEARLY HIGH
9.4609 NGN
YEARLY LOW
8.0716 NGN
YEARLY AVERAGE
8.5602 NGN

2025 DJF to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the DJF to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on February 4, valuing the pair at 9.4609. Conversely, the yearly low was recorded on November 14, dropping to 8.0716.

This high-to-low spread represents a total annual volatility of 1.3893 NGN. From a start-to-finish perspective, comparing the January average rate of 8.7270 to the December average rate of 8.1683, the exchange rate registered a net change of -6.40% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 9.4609 was down 1.02% compared to the 2024 peak of 9.5589, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 47,305 NGN
2024 Average 41,334 NGN
Yearly Trough Low 40,358 NGN
Transaction Impact: A difference of 6,946.52 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

9.0589
8.0377
JanuMarcMayJulySeptNove

DJF to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.7526, compared to 8.3677 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3849 points.

H1 Avg (Jan–Jun) 8.7526
H2 Avg (Jul–Dec) 8.3677

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 1.0830 NGN (High: 9.4609 / Low: 8.3779). On the other end, July was the most stable month, with a tight range of 0.0428 NGN (High: 8.6316 / Low: 8.5889).

February Spread (Volatile) ±1.0830
July Spread (Stable) ±0.0428

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.2426 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.2426

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 8.6026) against the same month in 2024 (average: 7.7319), the exchange rate shifted by +0.8707 (+11.26%).

2025 Avg (February) 8.6026
2024 Avg (February) 7.7319

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 8.7812 8.6741 8.7270
February 9.4609 8.3779 8.6026
March 8.7375 8.4263 8.5897
April 9.0556 8.4295 8.8915
May 9.0124 8.9038 8.9738
June 8.9200 8.6468 8.7313
July 8.6316 8.5889 8.6058
August 8.7178 8.5610 8.6222
September 8.6518 8.3535 8.4539
October 8.3457 8.1262 8.2334
November 8.1823 8.0716 8.1228
December 8.2296 8.1203 8.1683