2020 DJF to PHP Historical Review

YEARLY HIGH

0.2907 PHP

YEARLY LOW

0.2694 PHP

YEARLY AVERAGE

0.2787 PHP

2020 DJF to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the DJF to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on March 18, valuing the pair at 0.2907. Conversely, the yearly low was recorded on December 27, dropping to 0.2694.

This high-to-low spread represents a total annual volatility of 0.0213 PHP. From a start-to-finish perspective, comparing the January average rate of 0.2855 to the December average rate of 0.2701, the exchange rate registered a net change of -5.42% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2907 was down 18.49% compared to the 2019 peak of 0.3566, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 1,453 PHP

2019 Average 1,455 PHP

Yearly Trough Low 1,347 PHP

Transaction Impact: A difference of 106.61 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2876

0.2685

JanuMarcMayJulySeptNove

DJF to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2844, compared to 0.2729 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0115 points.

H1 Avg (Jan–Jun) 0.2844

H2 Avg (Jul–Dec) 0.2729

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0092 PHP (High: 0.2907 / Low: 0.2815). On the other end, September was the most stable month, with a tight range of 0.0014 PHP (High: 0.2732 / Low: 0.2717).

March Spread (Volatile) ±0.0092

September Spread (Stable) ±0.0014

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0036 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0036

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.2860) against the same month in 2019 (average: 0.2949), the exchange rate shifted by -0.0089 (-3.03%).

2020 Avg (March) 0.2860

2019 Avg (March) 0.2949

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2872	0.2835	0.2855
February	0.2869	0.2835	0.2854
March	0.2907	0.2815	0.2860
April	0.2868	0.2820	0.2846
May	0.2860	0.2803	0.2838
June	0.2834	0.2792	0.2811
July	0.2797	0.2755	0.2775
August	0.2762	0.2714	0.2740
September	0.2732	0.2717	0.2725
October	0.2735	0.2713	0.2724
November	0.2729	0.2698	0.2710
December	0.2711	0.2694	0.2701