2020 DJF to PKR Historical Review

YEARLY HIGH

0.9498 PKR

YEARLY LOW

0.8660 PKR

YEARLY AVERAGE

0.9090 PKR

2020 DJF to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the DJF to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 21, valuing the pair at 0.9498. Conversely, the yearly low was recorded on March 3, dropping to 0.8660.

This high-to-low spread represents a total annual volatility of 0.0837 PKR. From a start-to-finish perspective, comparing the January average rate of 0.8692 to the December average rate of 0.9003, the exchange rate registered a net change of 3.58% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.9498 was up 0.52% compared to the 2019 peak of 0.9448, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 4,749 PKR

2019 Average 4,221 PKR

Yearly Trough Low 4,330 PKR

Transaction Impact: A difference of 418.73 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.9520

0.8595

JanuMarcMayJulySeptNove

DJF to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8969, compared to 0.9210 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0241 points.

H1 Avg (Jan–Jun) 0.8969

H2 Avg (Jul–Dec) 0.9210

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0682 PKR (High: 0.9342 / Low: 0.8660). On the other end, February was the most stable month, with a tight range of 0.0024 PKR (High: 0.8684 / Low: 0.8660).

March Spread (Volatile) ±0.0682

February Spread (Stable) ±0.0024

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0239 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0239

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 0.9443) against the same month in 2019 (average: 0.8949), the exchange rate shifted by +0.0494 (+5.52%).

2020 Avg (August) 0.9443

2019 Avg (August) 0.8949

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8745	0.8673	0.8692
February	0.8684	0.8660	0.8672
March	0.9342	0.8660	0.8894
April	0.9416	0.8986	0.9247
May	0.9147	0.8904	0.9008
June	0.9447	0.9157	0.9303
July	0.9445	0.9333	0.9393
August	0.9498	0.9303	0.9443
September	0.9354	0.9293	0.9325
October	0.9278	0.8996	0.9147
November	0.9040	0.8885	0.8950
December	0.9026	0.8962	0.9003