2020 DJF to PLN Historical Review

YEARLY HIGH

0.0241 PLN

YEARLY LOW

0.0203 PLN

YEARLY AVERAGE

0.0219 PLN

2020 DJF to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the DJF to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 0.0241. Conversely, the yearly low was recorded on December 17, dropping to 0.0203.

This high-to-low spread represents a total annual volatility of 0.0038 PLN. From a start-to-finish perspective, comparing the January average rate of 0.0215 to the December average rate of 0.0207, the exchange rate registered a net change of -3.87% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0241 was down 5.42% compared to the 2019 peak of 0.0255, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 120 PLN

2019 Average 108 PLN

Yearly Trough Low 102 PLN

Transaction Impact: A difference of 18.82 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0238

0.0204

JanuMarcMayJulySeptNove

DJF to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0225, compared to 0.0213 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 0.0225

H2 Avg (Jul–Dec) 0.0213

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0028 PLN (High: 0.0241 / Low: 0.0213). On the other end, August was the most stable month, with a tight range of 0.0005 PLN (High: 0.0211 / Low: 0.0206).

March Spread (Volatile) ±0.0028

August Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0011 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0225) against the same month in 2019 (average: 0.0214), the exchange rate shifted by +0.0012 (+5.43%).

2020 Avg (March) 0.0225

2019 Avg (March) 0.0214

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0219	0.0212	0.0215
February	0.0223	0.0217	0.0220
March	0.0241	0.0213	0.0225
April	0.0239	0.0231	0.0235
May	0.0237	0.0225	0.0233
June	0.0225	0.0219	0.0222
July	0.0223	0.0209	0.0218
August	0.0211	0.0206	0.0209
September	0.0221	0.0207	0.0213
October	0.0222	0.0212	0.0217
November	0.0223	0.0210	0.0213
December	0.0209	0.0203	0.0207