2014 DJF to SBD Historical Review

YEARLY HIGH

0.0431 SBD

YEARLY LOW

0.0402 SBD

YEARLY AVERAGE

0.0410 SBD

2014 DJF to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the DJF to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 28, valuing the pair at 0.0431. Conversely, the yearly low was recorded on January 3, dropping to 0.0402.

This high-to-low spread represents a total annual volatility of 0.0029 SBD. From a start-to-finish perspective, comparing the January average rate of 0.0405 to the December average rate of 0.0424, the exchange rate registered a net change of 4.69% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0431 was up 3.84% compared to the 2013 peak of 0.0415, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 215 SBD

2013 Average 202 SBD

Yearly Trough Low 201 SBD

Transaction Impact: A difference of 14.42 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0426

0.0403

JanuMarcMayJulySeptNove

DJF to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0407, compared to 0.0412 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.0407

H2 Avg (Jul–Dec) 0.0412

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0013 SBD (High: 0.0431 / Low: 0.0418). On the other end, March was the most stable month, with a tight range of 0.0003 SBD (High: 0.0410 / Low: 0.0407).

December Spread (Volatile) ±0.0013

March Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0003 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.0424) against the same month in 2013 (average: 0.0404), the exchange rate shifted by +0.0020 (+5.05%).

2014 Avg (December) 0.0424

2013 Avg (December) 0.0404

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0410	0.0402	0.0405
February	0.0410	0.0407	0.0408
March	0.0410	0.0407	0.0408
April	0.0410	0.0405	0.0407
May	0.0411	0.0407	0.0409
June	0.0410	0.0402	0.0406
July	0.0407	0.0403	0.0405
August	0.0408	0.0403	0.0405
September	0.0414	0.0403	0.0409
October	0.0417	0.0411	0.0414
November	0.0420	0.0412	0.0417
December	0.0431	0.0418	0.0424