YEARLY HIGH
13.0704 TZS
YEARLY LOW
12.8633 TZS
YEARLY AVERAGE
13.0038 TZS

2020 DJF to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the DJF to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on August 21, valuing the pair at 13.0704. Conversely, the yearly low was recorded on March 29, dropping to 12.8633.

This high-to-low spread represents a total annual volatility of 0.2071 TZS. From a start-to-finish perspective, comparing the January average rate of 12.9413 to the December average rate of 13.0268, the exchange rate registered a net change of 0.66% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 13.0704 was down 16.17% compared to the 2019 peak of 15.5912, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 65,352 TZS
2019 Average 64,832 TZS
Yearly Trough Low 64,317 TZS
Transaction Impact: A difference of 1,035.57 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

13.0584
12.9307
JanuMarcMayJulySeptNove

DJF to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.9749, compared to 13.0327 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0577 points.

H1 Avg (Jan–Jun) 12.9749
H2 Avg (Jul–Dec) 13.0327

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1534 TZS (High: 13.0167 / Low: 12.8633). On the other end, December was the most stable month, with a tight range of 0.0091 TZS (High: 13.0319 / Low: 13.0228).

March Spread (Volatile) ±0.1534
December Spread (Stable) ±0.0091

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0250 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0250

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 13.0477) against the same month in 2019 (average: 12.9160), the exchange rate shifted by +0.1317 (+1.02%).

2020 Avg (August) 13.0477
2019 Avg (August) 12.9160

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 12.9725 12.9014 12.9413
February 12.9862 12.9152 12.9707
March 13.0167 12.8633 12.9457
April 13.0313 12.9242 12.9927
May 13.0095 12.9116 12.9918
June 13.0240 12.9917 13.0075
July 13.0639 13.0173 13.0351
August 13.0704 13.0228 13.0477
September 13.0500 13.0071 13.0317
October 13.0414 13.0176 13.0298
November 13.0350 13.0085 13.0249
December 13.0319 13.0228 13.0268