2020 DJF to ZAR Historical Review

YEARLY HIGH

0.1083 ZAR

YEARLY LOW

0.0787 ZAR

YEARLY AVERAGE

0.0925 ZAR

2020 DJF to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the DJF to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 5, valuing the pair at 0.1083. Conversely, the yearly low was recorded on January 1, dropping to 0.0787.

This high-to-low spread represents a total annual volatility of 0.0296 ZAR. From a start-to-finish perspective, comparing the January average rate of 0.0809 to the December average rate of 0.0835, the exchange rate registered a net change of 3.22% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1083 was up 14.74% compared to the 2019 peak of 0.0944, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 541 ZAR

2019 Average 406 ZAR

Yearly Trough Low 394 ZAR

Transaction Impact: A difference of 147.77 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1070

0.0786

JanuMarcMayJulySeptNove

DJF to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0937, compared to 0.0913 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0024 points.

H1 Avg (Jan–Jun) 0.0937

H2 Avg (Jul–Dec) 0.0913

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0149 ZAR (High: 0.1006 / Low: 0.0857). On the other end, October was the most stable month, with a tight range of 0.0029 ZAR (High: 0.0939 / Low: 0.0910).

March Spread (Volatile) ±0.0149

October Spread (Stable) ±0.0029

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0058 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0058

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.1046) against the same month in 2019 (average: 0.0795), the exchange rate shifted by +0.0252 (+31.67%).

2020 Avg (April) 0.1046

2019 Avg (April) 0.0795

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0843	0.0787	0.0809
February	0.0880	0.0829	0.0846
March	0.1006	0.0857	0.0938
April	0.1083	0.1013	0.1046
May	0.1063	0.0975	0.1020
June	0.0979	0.0928	0.0962
July	0.0965	0.0921	0.0942
August	0.0994	0.0931	0.0967
September	0.0964	0.0908	0.0939
October	0.0939	0.0910	0.0923
November	0.0914	0.0850	0.0872
December	0.0859	0.0816	0.0835