2020 DZD to GHS Historical Review

YEARLY HIGH

0.0479 GHS

YEARLY LOW

0.0440 GHS

YEARLY AVERAGE

0.0453 GHS

2020 DZD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the DZD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.0479. Conversely, the yearly low was recorded on February 20, dropping to 0.0440.

This high-to-low spread represents a total annual volatility of 0.0039 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0473 to the December average rate of 0.0447, the exchange rate registered a net change of -5.48% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0479 was down 60.55% compared to the 2019 peak of 0.1215, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DZD based on timing:

Yearly Peak High 240 GHS

2019 Average 226 GHS

Yearly Trough Low 220 GHS

Transaction Impact: A difference of 19.58 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0475

0.0444

JanuMarcMayJulySeptNove

DZD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0455, compared to 0.0450 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.0455

H2 Avg (Jul–Dec) 0.0450

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 0.0021 GHS (High: 0.0479 / Low: 0.0458). On the other end, October was the most stable month, with a tight range of 0.0005 GHS (High: 0.0454 / Low: 0.0449).

January Spread (Volatile) ±0.0021

October Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0026 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0026

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.0473) against the same month in 2019 (average: 0.0414), the exchange rate shifted by +0.0059 (+14.15%).

2020 Avg (January) 0.0473

2019 Avg (January) 0.0414

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0479	0.0458	0.0473
February	0.0458	0.0440	0.0447
March	0.0467	0.0450	0.0460
April	0.0461	0.0444	0.0454
May	0.0452	0.0446	0.0449
June	0.0453	0.0447	0.0449
July	0.0453	0.0448	0.0450
August	0.0452	0.0448	0.0450
September	0.0452	0.0447	0.0449
October	0.0454	0.0449	0.0451
November	0.0456	0.0450	0.0453
December	0.0457	0.0443	0.0447