2020 DZD to MAD Historical Review

YEARLY HIGH

0.0820 MAD

YEARLY LOW

0.0673 MAD

YEARLY AVERAGE

0.0750 MAD

2020 DZD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the DZD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 3, valuing the pair at 0.0820. Conversely, the yearly low was recorded on December 31, dropping to 0.0673.

This high-to-low spread represents a total annual volatility of 0.0146 MAD. From a start-to-finish perspective, comparing the January average rate of 0.0803 to the December average rate of 0.0684, the exchange rate registered a net change of -14.88% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0820 was up 0.83% compared to the 2019 peak of 0.0813, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DZD based on timing:

Yearly Peak High 410 MAD

2019 Average 403 MAD

Yearly Trough Low 337 MAD

Transaction Impact: A difference of 73.17 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0815

0.0672

JanuMarcMayJulySeptNove

DZD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0786, compared to 0.0715 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0072 points.

H1 Avg (Jan–Jun) 0.0786

H2 Avg (Jul–Dec) 0.0715

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.0046 MAD (High: 0.0820 / Low: 0.0773). On the other end, September was the most stable month, with a tight range of 0.0006 MAD (High: 0.0719 / Low: 0.0713).

April Spread (Volatile) ±0.0046

September Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0030 points.

Longest Streak 0 Mo.

Sharpest MoM Drop -0.0030

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.0796) against the same month in 2019 (average: 0.0807), the exchange rate shifted by -0.0011 (-1.42%).

2020 Avg (April) 0.0796

2019 Avg (April) 0.0807

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0807	0.0799	0.0803
February	0.0806	0.0799	0.0803
March	0.0810	0.0791	0.0798
April	0.0820	0.0773	0.0796
May	0.0770	0.0761	0.0766
June	0.0762	0.0748	0.0752
July	0.0753	0.0728	0.0744
August	0.0728	0.0715	0.0720
September	0.0719	0.0713	0.0716
October	0.0719	0.0711	0.0714
November	0.0717	0.0703	0.0709
December	0.0708	0.0673	0.0684