2020 EGP to GHS Historical Review

YEARLY HIGH

0.3808 GHS

YEARLY LOW

0.3397 GHS

YEARLY AVERAGE

0.3626 GHS

2020 EGP to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the EGP to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 7, valuing the pair at 0.3808. Conversely, the yearly low was recorded on February 16, dropping to 0.3397.

This high-to-low spread represents a total annual volatility of 0.0410 GHS. From a start-to-finish perspective, comparing the January average rate of 0.3555 to the December average rate of 0.3740, the exchange rate registered a net change of 5.20% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.3808 was down 55.35% compared to the 2019 peak of 0.8527, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EGP based on timing:

Yearly Peak High 1,904 GHS

2019 Average 1,606 GHS

Yearly Trough Low 1,699 GHS

Transaction Impact: A difference of 205.20 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.3771

0.3399

JanuMarcMayJulySeptNove

EGP to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3575, compared to 0.3678 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0103 points.

H1 Avg (Jan–Jun) 0.3575

H2 Avg (Jul–Dec) 0.3678

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0217 GHS (High: 0.3669 / Low: 0.3451). On the other end, July was the most stable month, with a tight range of 0.0031 GHS (High: 0.3620 / Low: 0.3589).

March Spread (Volatile) ±0.0217

July Spread (Stable) ±0.0031

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0125 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0125

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.3740) against the same month in 2019 (average: 0.3543), the exchange rate shifted by +0.0198 (+5.58%).

2020 Avg (December) 0.3740

2019 Avg (December) 0.3543

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3599	0.3481	0.3555
February	0.3481	0.3397	0.3430
March	0.3669	0.3451	0.3558
April	0.3690	0.3607	0.3663
May	0.3731	0.3632	0.3665
June	0.3611	0.3556	0.3579
July	0.3620	0.3589	0.3609
August	0.3650	0.3605	0.3622
September	0.3691	0.3637	0.3667
October	0.3729	0.3677	0.3700
November	0.3744	0.3701	0.3728
December	0.3808	0.3724	0.3740