YEARLY HIGH
1.7067 BAM
YEARLY LOW
0.1112 BAM
YEARLY AVERAGE
0.8644 BAM

2026 ERN to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the ERN to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on March 30, valuing the pair at 1.7067. Conversely, the yearly low was recorded on April 27, dropping to 0.1112.

This high-to-low spread represents a total annual volatility of 1.5955 BAM. From a start-to-finish perspective, comparing the January average rate of 1.6678 to the December average rate of 0.1132, the exchange rate registered a net change of -93.21% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.7067 was down 11.06% compared to the 2025 peak of 1.9190, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ERN based on timing:

Yearly Peak High 8,533 BAM
2025 Average 8,670 BAM
Yearly Trough Low 556 BAM
Transaction Impact: A difference of 7,977.25 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.8485
-0.0460
JanuMarcMayJuly

ERN to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1146, compared to 0.1137 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.0009 points.

H1 Avg (Jan–Jun) 1.1146
H2 Avg (Jul–Dec) 0.1137

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 1.5947 BAM (High: 1.7059 / Low: 0.1112). On the other end, August was the most stable month, with a tight range of 0.0004 BAM (High: 0.1134 / Low: 0.1131).

April Spread (Volatile) ±1.5947
August Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1.3391 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -1.3391

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 1.6907) against the same month in 2025 (average: 1.8110), the exchange rate shifted by -0.1203 (-6.64%).

2026 Avg (March) 1.6907
2025 Avg (March) 1.8110

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.6852 1.6334 1.6678
February 1.6623 1.6423 1.6532
March 1.7067 1.6547 1.6907
April 1.7059 0.1112 1.4510
May 0.1122 0.1113 0.1119
June 0.1148 0.1120 0.1131
July 0.1146 0.1137 0.1142
August 0.1134 0.1131 0.1132