2026 ERN to NGN Historical Review

YEARLY HIGH

1446.6200 NGN

YEARLY LOW

90.5613 NGN

YEARLY AVERAGE

712.4275 NGN

2026 ERN to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the ERN to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 1446.6200. Conversely, the yearly low was recorded on July 31, dropping to 90.5613.

This high-to-low spread represents a total annual volatility of 1356.0587 NGN. From a start-to-finish perspective, comparing the January average rate of 1419.9505 to the December average rate of 90.8315, the exchange rate registered a net change of -93.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 1446.6200 was down 13.86% compared to the 2025 peak of 1679.3100, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ERN based on timing:

Yearly Peak High 7,233,100 NGN

2025 Average 7,612,561 NGN

Yearly Trough Low 452,807 NGN

Transaction Impact: A difference of 6,780,293.33 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1552.8624

-42.0804

JanuMarcMayJuly

ERN to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 919.5077, compared to 91.1869 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 828.3208 points.

H1 Avg (Jan–Jun) 919.5077

H2 Avg (Jul–Dec) 91.1869

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 1292.1525 NGN (High: 1382.7552 / Low: 90.6027). On the other end, August was the most stable month, with a tight range of 0.2976 NGN (High: 90.9573 / Low: 90.6597).

April Spread (Volatile) ±1292.1525

August Spread (Stable) ±0.2976

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1087.7398 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -1087.7398

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 1419.9505) against the same month in 2025 (average: 1551.8976), the exchange rate shifted by -131.9470 (-8.50%).

2026 Avg (January) 1419.9505

2025 Avg (January) 1551.8976

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1446.6200	1386.4800	1419.9505
February	1392.8501	1340.0000	1357.6757
March	1398.7400	1352.6275	1377.5519
April	1382.7552	90.6027	1179.2823
May	91.7320	91.4197	91.5425
June	92.0733	90.5648	91.0434
July	92.2084	90.5613	91.5422
August	90.9573	90.6597	90.8315