2021 ETB to NZD Historical Review

YEARLY HIGH

0.0357 NZD

YEARLY LOW

0.0065 NZD

YEARLY AVERAGE

0.0323 NZD

2021 ETB to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the ETB to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.0357. Conversely, the yearly low was recorded on December 27, dropping to 0.0065.

This high-to-low spread represents a total annual volatility of 0.0292 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0353 to the December average rate of 0.0296, the exchange rate registered a net change of -16.31% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0357 was down 34.16% compared to the 2020 peak of 0.0542, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ETB based on timing:

Yearly Peak High 179 NZD

2020 Average 222 NZD

Yearly Trough Low 32 NZD

Transaction Impact: A difference of 146.10 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0359

0.0290

JanuMarcMayJulySeptNove

ETB to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0339, compared to 0.0308 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0030 points.

H1 Avg (Jan–Jun) 0.0339

H2 Avg (Jul–Dec) 0.0308

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 0.0244 NZD (High: 0.0309 / Low: 0.0065). On the other end, July was the most stable month, with a tight range of 0.0007 NZD (High: 0.0328 / Low: 0.0321).

December Spread (Volatile) ±0.0244

July Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0013 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0013

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.0353) against the same month in 2020 (average: 0.0472), the exchange rate shifted by -0.0119 (-25.15%).

2021 Avg (January) 0.0353

2020 Avg (January) 0.0472

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0357	0.0348	0.0353
February	0.0354	0.0335	0.0347
March	0.0356	0.0338	0.0346
April	0.0347	0.0328	0.0337
May	0.0331	0.0316	0.0325
June	0.0333	0.0318	0.0324
July	0.0328	0.0321	0.0325
August	0.0324	0.0311	0.0318
September	0.0315	0.0304	0.0308
October	0.0313	0.0294	0.0303
November	0.0310	0.0294	0.0300
December	0.0309	0.0065	0.0296