2021 EUR to ALL Historical Review

YEARLY HIGH

124.2104 ALL

YEARLY LOW

120.2326 ALL

YEARLY AVERAGE

122.4699 ALL

2021 EUR to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the EUR to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on February 7, valuing the pair at 124.2104. Conversely, the yearly low was recorded on December 28, dropping to 120.2326.

This high-to-low spread represents a total annual volatility of 3.9778 ALL. From a start-to-finish perspective, comparing the January average rate of 123.4963 to the December average rate of 120.8442, the exchange rate registered a net change of -2.15% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 124.2104 was down 10.04% compared to the 2020 peak of 138.0732, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 621,052 ALL

2020 Average 618,962 ALL

Yearly Trough Low 601,163 ALL

Transaction Impact: A difference of 19,889.15 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

123.9445

120.5623

JanuMarcMayJulySeptNove

EUR to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 123.2662, compared to 121.6736 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.5927 points.

H1 Avg (Jan–Jun) 123.2662

H2 Avg (Jul–Dec) 121.6736

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 2.9117 ALL (High: 123.6300 / Low: 120.7182). On the other end, May was the most stable month, with a tight range of 1.1817 ALL (High: 123.5451 / Low: 122.3634).

November Spread (Volatile) ±2.9117

May Spread (Stable) ±1.1817

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 1.1995 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -1.1995

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 123.6626) against the same month in 2020 (average: 122.1987), the exchange rate shifted by +1.4639 (+1.20%).

2021 Avg (February) 123.6626

2020 Avg (February) 122.1987

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	124.1211	122.0812	123.4963
February	124.2104	122.8852	123.6626
March	124.2052	122.8183	123.3216
April	123.9488	122.1482	123.2536
May	123.5451	122.3634	123.1161
June	123.6209	121.7137	122.7472
July	122.8160	121.5704	122.3350
August	122.3429	120.7871	121.6030
September	122.2521	120.8803	121.5602
October	123.3014	121.2588	121.6554
November	123.6300	120.7182	122.0436
December	121.5696	120.2326	120.8442