2021 EUR to BGN Historical Review

YEARLY HIGH

1.9666 BGN

YEARLY LOW

1.9431 BGN

YEARLY AVERAGE

1.9558 BGN

2021 EUR to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the EUR to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on April 5, valuing the pair at 1.9666. Conversely, the yearly low was recorded on January 2, dropping to 1.9431.

This high-to-low spread represents a total annual volatility of 0.0235 BGN. From a start-to-finish perspective, comparing the January average rate of 1.9551 to the December average rate of 1.9569, the exchange rate registered a net change of 0.09% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.9666 was down 0.78% compared to the 2020 peak of 1.9820, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 9,833 BGN

2020 Average 9,782 BGN

Yearly Trough Low 9,715 BGN

Transaction Impact: A difference of 117.50 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.9571

1.9541

JanuMarcMayJulySeptNove

EUR to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9559, compared to 1.9557 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 1.9559

H2 Avg (Jul–Dec) 1.9557

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0190 BGN (High: 1.9621 / Low: 1.9431). On the other end, October was the most stable month, with a tight range of 0.0038 BGN (High: 1.9577 / Low: 1.9538).

January Spread (Volatile) ±0.0190

October Spread (Stable) ±0.0038

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0016 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0016

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 1.9566) against the same month in 2020 (average: 1.9558), the exchange rate shifted by +0.0009 (+0.04%).

2021 Avg (April) 1.9566

2020 Avg (April) 1.9558

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9621	1.9431	1.9551
February	1.9592	1.9481	1.9554
March	1.9650	1.9522	1.9564
April	1.9666	1.9532	1.9566
May	1.9623	1.9529	1.9562
June	1.9591	1.9533	1.9558
July	1.9584	1.9530	1.9559
August	1.9601	1.9519	1.9560
September	1.9573	1.9445	1.9544
October	1.9577	1.9538	1.9558
November	1.9582	1.9505	1.9553
December	1.9624	1.9528	1.9569