YEARLY HIGH
1.6433 CAD
YEARLY LOW
1.4744 CAD
YEARLY AVERAGE
1.5787 CAD

2025 EUR to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the EUR to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 16, valuing the pair at 1.6433. Conversely, the yearly low was recorded on January 13, dropping to 1.4744.

This high-to-low spread represents a total annual volatility of 0.1689 CAD. From a start-to-finish perspective, comparing the January average rate of 1.4906 to the December average rate of 1.6151, the exchange rate registered a net change of 8.35% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.6433 was up 8.19% compared to the 2024 peak of 1.5189, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 8,217 CAD
2024 Average 7,414 CAD
Yearly Trough Low 7,372 CAD
Transaction Impact: A difference of 844.73 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.6438
1.4754
JanuMarcMayJulySeptNove

EUR to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5405, compared to 1.6168 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0762 points.

H1 Avg (Jan–Jun) 1.5405
H2 Avg (Jul–Dec) 1.6168

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.0742 CAD (High: 1.5756 / Low: 1.5014). On the other end, November was the most stable month, with a tight range of 0.0168 CAD (High: 1.6326 / Low: 1.6157).

March Spread (Volatile) ±0.0742
November Spread (Stable) ±0.0168

Growth Streaks & Declines

Trends

Between May and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0096 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0096

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2025: 1.6298) against the same month in 2024 (average: 1.4995), the exchange rate shifted by +0.1304 (+8.69%).

2025 Avg (October) 1.6298
2024 Avg (October) 1.4995

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.5069 1.4744 1.4906
February 1.5077 1.4767 1.4895
March 1.5756 1.5014 1.5526
April 1.5928 1.5434 1.5699
May 1.5709 1.5506 1.5630
June 1.6071 1.5583 1.5777
July 1.6109 1.5802 1.5994
August 1.6225 1.5946 1.6080
September 1.6351 1.6036 1.6236
October 1.6433 1.6177 1.6298
November 1.6326 1.6157 1.6247
December 1.6279 1.6087 1.6151