YEARLY HIGH
1.4605 CAD
YEARLY LOW
1.2902 CAD
YEARLY AVERAGE
1.3710 CAD

2022 EUR to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the EUR to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 4, valuing the pair at 1.4605. Conversely, the yearly low was recorded on August 25, dropping to 1.2902.

This high-to-low spread represents a total annual volatility of 0.1703 CAD. From a start-to-finish perspective, comparing the January average rate of 1.4297 to the December average rate of 1.4416, the exchange rate registered a net change of 0.83% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 1.4605 was down 6.74% compared to the 2021 peak of 1.5661, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 7,302 CAD
2021 Average 7,415 CAD
Yearly Trough Low 6,451 CAD
Transaction Impact: A difference of 851.65 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

1.4569
1.2944
JanuMarcMayJulySeptNove

EUR to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3907, compared to 1.3513 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0393 points.

H1 Avg (Jan–Jun) 1.3907
H2 Avg (Jul–Dec) 1.3513

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.0628 CAD (High: 1.4026 / Low: 1.3399). On the other end, June was the most stable month, with a tight range of 0.0285 CAD (High: 1.3696 / Low: 1.3411).

November Spread (Volatile) ±0.0628
June Spread (Stable) ±0.0285

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0511 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0511

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2022: 1.4433) against the same month in 2021 (average: 1.5356), the exchange rate shifted by -0.0923 (-6.01%).

2022 Avg (February) 1.4433
2021 Avg (February) 1.5356

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.4434 1.4142 1.4297
February 1.4605 1.4206 1.4433
March 1.4173 1.3703 1.3922
April 1.3838 1.3449 1.3662
May 1.3764 1.3414 1.3583
June 1.3696 1.3411 1.3543
July 1.3450 1.3043 1.3180
August 1.3193 1.2902 1.3080
September 1.3557 1.3021 1.3196
October 1.3674 1.3370 1.3479
November 1.4026 1.3399 1.3730
December 1.4558 1.4145 1.4416