YEARLY HIGH
1.1122 CHF
YEARLY LOW
1.0348 CHF
YEARLY AVERAGE
1.0813 CHF

2021 EUR to CHF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the EUR to CHF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 4, valuing the pair at 1.1122. Conversely, the yearly low was recorded on December 30, dropping to 1.0348.

This high-to-low spread represents a total annual volatility of 0.0774 CHF. From a start-to-finish perspective, comparing the January average rate of 1.0795 to the December average rate of 1.0405, the exchange rate registered a net change of -3.62% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.1122 was up 2.23% compared to the 2020 peak of 1.0879, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 5,561 CHF
2020 Average 5,353 CHF
Yearly Trough Low 5,174 CHF
Transaction Impact: A difference of 386.98 CHF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.1139
1.0338
JanuMarcMayJulySeptNove

EUR to CHF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0944, compared to 1.0682 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0262 points.

H1 Avg (Jan–Jun) 1.0944
H2 Avg (Jul–Dec) 1.0682

Volatility Range Comparison

Volatility

The most volatile month in 2021 was February, with a trading range of 0.0247 CHF (High: 1.1035 / Low: 1.0788). On the other end, May was the most stable month, with a tight range of 0.0070 CHF (High: 1.1003 / Low: 1.0932).

February Spread (Volatile) ±0.0247
May Spread (Stable) ±0.0070

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0190 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0190

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 1.1072) against the same month in 2020 (average: 1.0598), the exchange rate shifted by +0.0474 (+4.47%).

2021 Avg (March) 1.1072
2020 Avg (March) 1.0598

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.0861 1.0761 1.0795
February 1.1035 1.0788 1.0862
March 1.1122 1.1009 1.1072
April 1.1097 1.0972 1.1036
May 1.1003 1.0932 1.0963
June 1.0970 1.0870 1.0934
July 1.0969 1.0745 1.0849
August 1.0834 1.0714 1.0763
September 1.0933 1.0795 1.0861
October 1.0790 1.0581 1.0703
November 1.0595 1.0420 1.0513
December 1.0444 1.0348 1.0405