YEARLY HIGH
26.4107 CZK
YEARLY LOW
24.8583 CZK
YEARLY AVERAGE
25.6472 CZK

2021 EUR to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the EUR to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 8, valuing the pair at 26.4107. Conversely, the yearly low was recorded on December 30, dropping to 24.8583.

This high-to-low spread represents a total annual volatility of 1.5524 CZK. From a start-to-finish perspective, comparing the January average rate of 26.1359 to the December average rate of 25.2405, the exchange rate registered a net change of -3.43% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 26.4107 was down 5.13% compared to the 2020 peak of 27.8386, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 132,054 CZK
2020 Average 132,339 CZK
Yearly Trough Low 124,291 CZK
Transaction Impact: A difference of 7,762.15 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

26.2750
25.1465
JanuMarcMayJulySeptNove

EUR to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 25.8579, compared to 25.4365 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4214 points.

H1 Avg (Jan–Jun) 25.8579
H2 Avg (Jul–Dec) 25.4365

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 0.6140 CZK (High: 25.4723 / Low: 24.8583). On the other end, August was the most stable month, with a tight range of 0.1962 CZK (High: 25.5688 / Low: 25.3726).

December Spread (Volatile) ±0.6140
August Spread (Stable) ±0.1962

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.3904 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.3904

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 26.1810) against the same month in 2020 (average: 26.6069), the exchange rate shifted by -0.4259 (-1.60%).

2021 Avg (March) 26.1810
2020 Avg (March) 26.6069

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 26.2539 26.0118 26.1359
February 26.2454 25.6824 25.8793
March 26.4107 26.0659 26.1810
April 26.1081 25.8214 25.9406
May 25.8604 25.4034 25.5503
June 25.5831 25.3547 25.4603
July 25.8548 25.4847 25.6253
August 25.5688 25.3726 25.4667
September 25.5144 25.3110 25.3941
October 25.7452 25.3173 25.5028
November 25.6845 25.2049 25.3894
December 25.4723 24.8583 25.2405