YEARLY HIGH
0.9056 GBP
YEARLY LOW
0.8389 GBP
YEARLY AVERAGE
0.8600 GBP

2021 EUR to GBP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the EUR to GBP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.9056. Conversely, the yearly low was recorded on December 30, dropping to 0.8389.

This high-to-low spread represents a total annual volatility of 0.0668 GBP. From a start-to-finish perspective, comparing the January average rate of 0.8918 to the December average rate of 0.8495, the exchange rate registered a net change of -4.75% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.9056 was down 3.94% compared to the 2020 peak of 0.9427, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 4,528 GBP
2020 Average 4,449 GBP
Yearly Trough Low 4,194 GBP
Transaction Impact: A difference of 333.91 GBP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.8963
0.8430
JanuMarcMayJulySeptNove

EUR to GBP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8681, compared to 0.8519 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0162 points.

H1 Avg (Jan–Jun) 0.8681
H2 Avg (Jul–Dec) 0.8519

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0226 GBP (High: 0.8719 / Low: 0.8494). On the other end, June was the most stable month, with a tight range of 0.0089 GBP (High: 0.8631 / Low: 0.8542).

April Spread (Volatile) ±0.0226
June Spread (Stable) ±0.0089

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0201 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0201

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.8918) against the same month in 2020 (average: 0.8492), the exchange rate shifted by +0.0427 (+5.02%).

2021 Avg (January) 0.8918
2020 Avg (January) 0.8492

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.9056 0.8831 0.8918
February 0.8824 0.8603 0.8718
March 0.8661 0.8507 0.8587
April 0.8719 0.8494 0.8646
May 0.8703 0.8585 0.8629
June 0.8631 0.8542 0.8589
July 0.8642 0.8515 0.8561
August 0.8588 0.8468 0.8532
September 0.8640 0.8529 0.8566
October 0.8560 0.8424 0.8474
November 0.8574 0.8390 0.8483
December 0.8588 0.8389 0.8495