YEARLY HIGH
90.4785 INR
YEARLY LOW
77.2755 INR
YEARLY AVERAGE
84.6313 INR

2020 EUR to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the EUR to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 21, valuing the pair at 90.4785. Conversely, the yearly low was recorded on February 13, dropping to 77.2755.

This high-to-low spread represents a total annual volatility of 13.2030 INR. From a start-to-finish perspective, comparing the January average rate of 79.1356 to the December average rate of 89.6658, the exchange rate registered a net change of 13.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 90.4785 was up 10.36% compared to the 2019 peak of 81.9844, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 452,393 INR
2019 Average 394,203 INR
Yearly Trough Low 386,378 INR
Transaction Impact: A difference of 66,014.95 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

90.8174
76.9980
JanuMarcMayJulySeptNove

EUR to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 81.7794, compared to 87.4833 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 5.7039 points.

H1 Avg (Jan–Jun) 81.7794
H2 Avg (Jul–Dec) 87.4833

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 5.0914 INR (High: 84.8505 / Low: 79.7591). On the other end, September was the most stable month, with a tight range of 1.4548 INR (High: 87.1743 / Low: 85.7195).

March Spread (Volatile) ±5.0914
September Spread (Stable) ±1.4548

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 1.5644 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -1.5644

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 89.6658) against the same month in 2019 (average: 79.0854), the exchange rate shifted by +10.5804 (+13.38%).

2020 Avg (December) 89.6658
2019 Avg (December) 79.0854

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 80.3731 78.5257 79.1356
February 79.5932 77.2755 78.1496
March 84.8505 79.7591 82.5288
April 83.8743 81.8730 82.8398
May 84.1542 81.5850 82.7531
June 86.1555 83.9628 85.2694
July 88.7859 83.9685 85.8383
August 89.0930 87.0598 88.2286
September 87.1743 85.7195 86.6641
October 87.5857 85.8997 86.5706
November 88.5314 86.6825 87.9323
December 90.4785 88.6791 89.6658