2025 EUR to JMD Historical Review

YEARLY HIGH

190.5932 JMD

YEARLY LOW

159.7918 JMD

YEARLY AVERAGE

179.8735 JMD

2025 EUR to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the EUR to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 190.5932. Conversely, the yearly low was recorded on January 2, dropping to 159.7918.

This high-to-low spread represents a total annual volatility of 30.8014 JMD. From a start-to-finish perspective, comparing the January average rate of 162.4537 to the December average rate of 187.4208, the exchange rate registered a net change of 15.37% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 190.5932 was up 7.89% compared to the 2024 peak of 176.6614, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 952,966 JMD

2024 Average 846,114 JMD

Yearly Trough Low 798,959 JMD

Transaction Impact: A difference of 154,007.03 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

190.4539

159.9082

JanuMarcMayJulySeptNove

EUR to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 172.9161, compared to 186.8309 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 13.9148 points.

H1 Avg (Jan–Jun) 172.9161

H2 Avg (Jul–Dec) 186.8309

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 12.0065 JMD (High: 182.0138 / Low: 170.0073). On the other end, November was the most stable month, with a tight range of 2.2250 JMD (High: 186.6008 / Low: 184.3758).

April Spread (Volatile) ±12.0065

November Spread (Stable) ±2.2250

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 1.3465 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -1.3465

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 187.9085) against the same month in 2024 (average: 174.5019), the exchange rate shifted by +13.4066 (+7.68%).

2025 Avg (September) 187.9085

2024 Avg (September) 174.5019

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	165.2872	159.7918	162.4537
February	166.0090	161.3000	164.3336
March	171.5201	163.5302	169.4928
April	182.0138	170.0073	177.6476
May	181.3244	176.0196	179.3119
June	189.1871	180.9516	184.2569
July	189.6401	182.6865	186.8833
August	187.8754	183.0162	186.3921
September	190.5932	186.0996	187.9085
October	188.6712	185.0405	186.8635
November	186.6008	184.3758	185.5171
December	188.5696	186.1955	187.4208