YEARLY HIGH
1.7164 NZD
YEARLY LOW
1.6105 NZD
YEARLY AVERAGE
1.6727 NZD

2021 EUR to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the EUR to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 1.7164. Conversely, the yearly low was recorded on October 31, dropping to 1.6105.

This high-to-low spread represents a total annual volatility of 0.1059 NZD. From a start-to-finish perspective, comparing the January average rate of 1.6934 to the December average rate of 1.6662, the exchange rate registered a net change of -1.61% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.7164 was down 10.37% compared to the 2020 peak of 1.9151, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 8,582 NZD
2020 Average 8,785 NZD
Yearly Trough Low 8,053 NZD
Transaction Impact: A difference of 529.71 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.7024
1.6209
JanuMarcMayJulySeptNove

EUR to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.6813, compared to 1.6642 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0171 points.

H1 Avg (Jan–Jun) 1.6813
H2 Avg (Jul–Dec) 1.6642

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.0617 NZD (High: 1.6722 / Low: 1.6105). On the other end, December was the most stable month, with a tight range of 0.0222 NZD (High: 1.6801 / Low: 1.6579).

October Spread (Volatile) ±0.0617
December Spread (Stable) ±0.0222

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0241 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0241

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 1.6934) against the same month in 2020 (average: 1.6794), the exchange rate shifted by +0.0140 (+0.83%).

2021 Avg (January) 1.6934
2020 Avg (January) 1.6794

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.7164 1.6805 1.6934
February 1.6844 1.6351 1.6692
March 1.6951 1.6524 1.6686
April 1.6940 1.6684 1.6797
May 1.6995 1.6635 1.6811
June 1.7107 1.6846 1.6956
July 1.7050 1.6814 1.6924
August 1.7126 1.6677 1.6872
September 1.6884 1.6574 1.6677
October 1.6722 1.6105 1.6438
November 1.6603 1.6130 1.6277
December 1.6801 1.6579 1.6662