YEARLY HIGH
4.5386 PEN
YEARLY LOW
3.7618 PEN
YEARLY AVERAGE
4.0386 PEN

2022 EUR to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the EUR to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 4.5386. Conversely, the yearly low was recorded on September 26, dropping to 3.7618.

This high-to-low spread represents a total annual volatility of 0.7768 PEN. From a start-to-finish perspective, comparing the January average rate of 4.4082 to the December average rate of 4.0536, the exchange rate registered a net change of -8.04% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 4.5386 was down 6.92% compared to the 2021 peak of 4.8763, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 22,693 PEN
2021 Average 22,940 PEN
Yearly Trough Low 18,809 PEN
Transaction Impact: A difference of 3,884.01 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

4.4636
3.7986
JanuMarcMayJulySeptNove

EUR to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.1322, compared to 3.9450 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1872 points.

H1 Avg (Jan–Jun) 4.1322
H2 Avg (Jul–Dec) 3.9450

Volatility Range Comparison

Volatility

The most volatile month in 2022 was January, with a trading range of 0.2585 PEN (High: 4.5386 / Low: 4.2802). On the other end, December was the most stable month, with a tight range of 0.0609 PEN (High: 4.0804 / Low: 4.0194).

January Spread (Volatile) ±0.2585
December Spread (Stable) ±0.0609

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1839 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1839

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2022: 4.4082) against the same month in 2021 (average: 4.4134), the exchange rate shifted by -0.0052 (-0.12%).

2022 Avg (January) 4.4082
2021 Avg (January) 4.4134

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.5386 4.2802 4.4082
February 4.4155 4.1775 4.3003
March 4.2140 4.0409 4.1163
April 4.1134 3.9897 4.0410
May 4.0621 3.9183 3.9695
June 4.0206 3.9033 3.9579
July 4.0178 3.9268 3.9718
August 4.0210 3.8142 3.9189
September 3.9386 3.7618 3.8540
October 4.0141 3.8428 3.9100
November 4.0191 3.8561 3.9614
December 4.0804 4.0194 4.0536