YEARLY HIGH
69.4217 PHP
YEARLY LOW
59.5590 PHP
YEARLY AVERAGE
64.9708 PHP

2025 EUR to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the EUR to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 12, valuing the pair at 69.4217. Conversely, the yearly low was recorded on January 2, dropping to 59.5590.

This high-to-low spread represents a total annual volatility of 9.8627 PHP. From a start-to-finish perspective, comparing the January average rate of 60.5075 to the December average rate of 68.9333, the exchange rate registered a net change of 13.93% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 69.4217 was up 8.30% compared to the 2024 peak of 64.1019, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 347,108 PHP
2024 Average 309,966 PHP
Yearly Trough Low 297,795 PHP
Transaction Impact: A difference of 49,313.71 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

69.7853
59.5607
JanuMarcMayJulySeptNove

EUR to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 62.4249, compared to 67.5168 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 5.0919 points.

H1 Avg (Jan–Jun) 62.4249
H2 Avg (Jul–Dec) 67.5168

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 3.3429 PHP (High: 65.1805 / Low: 61.8376). On the other end, August was the most stable month, with a tight range of 1.0309 PHP (High: 66.9712 / Low: 65.9403).

April Spread (Volatile) ±3.3429
August Spread (Stable) ±1.0309

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1.1512 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -1.1512

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 68.9333) against the same month in 2024 (average: 61.1839), the exchange rate shifted by +7.7493 (+12.67%).

2025 Avg (December) 68.9333
2024 Avg (December) 61.1839

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 61.1829 59.5590 60.5075
February 60.9111 59.8725 60.4127
March 62.6660 60.1318 62.0314
April 65.1805 61.8376 63.8739
May 63.2858 62.0262 62.7227
June 66.4778 63.3518 65.0008
July 67.1644 65.9704 66.4559
August 66.9712 65.9403 66.5194
September 68.3541 66.4055 67.2034
October 68.8761 67.2984 67.9309
November 68.6020 67.3003 68.0577
December 69.4217 67.8673 68.9333