2020 EUR to SBD Historical Review

YEARLY HIGH

9.8910 SBD

YEARLY LOW

8.8021 SBD

YEARLY AVERAGE

9.3957 SBD

2020 EUR to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the EUR to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 9.8910. Conversely, the yearly low was recorded on March 19, dropping to 8.8021.

This high-to-low spread represents a total annual volatility of 1.0889 SBD. From a start-to-finish perspective, comparing the January average rate of 9.1964 to the December average rate of 9.7893, the exchange rate registered a net change of 6.45% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 9.8910 was up 4.76% compared to the 2019 peak of 9.4412, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 EUR based on timing:

Yearly Peak High 49,455 SBD

2019 Average 45,913 SBD

Yearly Trough Low 44,011 SBD

Transaction Impact: A difference of 5,444.65 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

9.8671

8.9328

JanuMarcMayJulySeptNove

EUR to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.1492, compared to 9.6422 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4930 points.

H1 Avg (Jan–Jun) 9.1492

H2 Avg (Jul–Dec) 9.6422

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.7430 SBD (High: 9.5452 / Low: 8.8021). On the other end, April was the most stable month, with a tight range of 0.1604 SBD (High: 9.1247 / Low: 8.9644).

March Spread (Volatile) ±0.7430

April Spread (Stable) ±0.1604

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.1858 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.1858

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 9.7893) against the same month in 2019 (average: 9.2049), the exchange rate shifted by +0.5843 (+6.35%).

2020 Avg (December) 9.7893

2019 Avg (December) 9.2049

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	9.3161	9.0498	9.1964
February	9.1728	8.8721	9.0106
March	9.5452	8.8021	9.1696
April	9.1247	8.9644	9.0337
May	9.2672	8.9285	9.0998
June	9.4608	9.2907	9.3851
July	9.7820	9.3685	9.5350
August	9.8745	9.6802	9.7669
September	9.8548	9.4701	9.6424
October	9.6240	9.4393	9.5581
November	9.6353	9.3940	9.5614
December	9.8910	9.6853	9.7893