2020 FJD to BDT Historical Review

YEARLY HIGH

41.5864 BDT

YEARLY LOW

35.7834 BDT

YEARLY AVERAGE

39.1616 BDT

2020 FJD to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the FJD to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on December 16, valuing the pair at 41.5864. Conversely, the yearly low was recorded on March 23, dropping to 35.7834.

This high-to-low spread represents a total annual volatility of 5.8030 BDT. From a start-to-finish perspective, comparing the January average rate of 39.1689 to the December average rate of 41.2290, the exchange rate registered a net change of 5.26% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 41.5864 was down 9.90% compared to the 2019 peak of 46.1536, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 207,932 BDT

2019 Average 195,854 BDT

Yearly Trough Low 178,917 BDT

Transaction Impact: A difference of 29,014.77 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

41.6192

36.9376

JanuMarcMayJulySeptNove

FJD to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 38.2229, compared to 40.1003 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.8774 points.

H1 Avg (Jan–Jun) 38.2229

H2 Avg (Jul–Dec) 40.1003

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 2.7626 BDT (High: 38.5461 / Low: 35.7834). On the other end, October was the most stable month, with a tight range of 0.4606 BDT (High: 40.0279 / Low: 39.5674).

March Spread (Volatile) ±2.7626

October Spread (Stable) ±0.4606

Growth Streaks & Declines

Trends

Between March and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.2351 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -1.2351

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 41.2290) against the same month in 2019 (average: 39.1690), the exchange rate shifted by +2.0601 (+5.26%).

2020 Avg (December) 41.2290

2019 Avg (December) 39.1690

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	39.7887	38.7641	39.1689
February	38.8155	38.1783	38.5628
March	38.5461	35.7834	37.3277
April	38.2104	36.8767	37.3553
May	38.3929	37.6177	37.9272
June	39.4331	38.6776	38.9954
July	39.9664	39.1396	39.4991
August	40.3012	39.6718	39.8622
September	40.3509	39.3391	39.9316
October	40.0279	39.5674	39.7467
November	40.8746	39.5167	40.3333
December	41.5864	40.8120	41.2290