2020 FJD to BIF Historical Review

YEARLY HIGH

952.3241 BIF

YEARLY LOW

799.2399 BIF

YEARLY AVERAGE

883.8130 BIF

2020 FJD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the FJD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 952.3241. Conversely, the yearly low was recorded on March 22, dropping to 799.2399.

This high-to-low spread represents a total annual volatility of 153.0842 BIF. From a start-to-finish perspective, comparing the January average rate of 870.1104 to the December average rate of 944.4893, the exchange rate registered a net change of 8.55% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 952.3241 was down 5.84% compared to the 2019 peak of 1011.3454, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 4,761,621 BIF

2019 Average 4,273,724 BIF

Yearly Trough Low 3,996,200 BIF

Transaction Impact: A difference of 765,421.01 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

955.6968

821.2071

JanuMarcMayJulySeptNove

FJD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 853.3182, compared to 914.3078 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 60.9897 points.

H1 Avg (Jan–Jun) 853.3182

H2 Avg (Jul–Dec) 914.3078

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 59.6737 BIF (High: 858.9136 / Low: 799.2399). On the other end, October was the most stable month, with a tight range of 11.3641 BIF (High: 915.0032 / Low: 903.6391).

March Spread (Volatile) ±59.6737

October Spread (Stable) ±11.3641

Growth Streaks & Declines

Trends

Between March and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 24.9863 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -24.9863

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 944.4893) against the same month in 2019 (average: 866.3351), the exchange rate shifted by +78.1543 (+9.02%).

2020 Avg (December) 944.4893

2019 Avg (December) 866.3351

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	877.3835	861.2384	870.1104
February	865.1295	848.5461	857.4008
March	858.9136	799.2399	832.4145
April	853.1320	821.5296	834.3582
May	861.3995	842.3430	849.7515
June	883.7124	865.4427	875.8735
July	908.2406	885.4052	896.1528
August	917.3949	901.7080	906.3643
September	918.3441	896.0557	909.4471
October	915.0032	903.6391	906.9996
November	935.8686	905.0618	922.3938
December	952.3241	934.3477	944.4893