2020 FJD to GEL Historical Review

YEARLY HIGH

1.6217 GEL

YEARLY LOW

1.2231 GEL

YEARLY AVERAGE

1.4375 GEL

2020 FJD to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the FJD to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on November 5, valuing the pair at 1.6217. Conversely, the yearly low was recorded on March 16, dropping to 1.2231.

This high-to-low spread represents a total annual volatility of 0.3986 GEL. From a start-to-finish perspective, comparing the January average rate of 1.3285 to the December average rate of 1.6017, the exchange rate registered a net change of 20.56% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.6217 was up 0.30% compared to the 2019 peak of 1.6168, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 8,108 GEL

2019 Average 6,534 GEL

Yearly Trough Low 6,115 GEL

Transaction Impact: A difference of 1,993.02 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.6327

1.2601

JanuMarcMayJulySeptNove

FJD to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3631, compared to 1.5120 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1489 points.

H1 Avg (Jan–Jun) 1.3631

H2 Avg (Jul–Dec) 1.5120

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2667 GEL (High: 1.4898 / Low: 1.2231). On the other end, January was the most stable month, with a tight range of 0.0125 GEL (High: 1.3343 / Low: 1.3218).

March Spread (Volatile) ±0.2667

January Spread (Stable) ±0.0125

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0374 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0374

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 1.5783) against the same month in 2019 (average: 1.3570), the exchange rate shifted by +0.2213 (+16.31%).

2020 Avg (November) 1.5783

2019 Avg (November) 1.3570

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3343	1.3218	1.3285
February	1.3222	1.2540	1.2912
March	1.4898	1.2231	1.3253
April	1.4461	1.3744	1.4006
May	1.4432	1.4203	1.4300
June	1.4710	1.3464	1.4030
July	1.4589	1.4154	1.4311
August	1.4700	1.4438	1.4527
September	1.5754	1.4522	1.4965
October	1.5405	1.4977	1.5118
November	1.6217	1.5161	1.5783
December	1.6180	1.5806	1.6017