2020 FJD to HTG Historical Review

YEARLY HIGH

53.4979 HTG

YEARLY LOW

29.0894 HTG

YEARLY AVERAGE

43.3215 HTG

2020 FJD to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the FJD to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on September 6, valuing the pair at 53.4979. Conversely, the yearly low was recorded on October 20, dropping to 29.0894.

This high-to-low spread represents a total annual volatility of 24.4084 HTG. From a start-to-finish perspective, comparing the January average rate of 45.3472 to the December average rate of 34.0081, the exchange rate registered a net change of -25.01% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 53.4979 was up 2.88% compared to the 2019 peak of 51.9990, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 267,489 HTG

2019 Average 209,434 HTG

Yearly Trough Low 145,447 HTG

Transaction Impact: A difference of 122,042.19 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

54.8898

27.4698

JanuMarcMayJulySeptNove

FJD to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 45.1211, compared to 41.5218 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.5993 points.

H1 Avg (Jan–Jun) 45.1211

H2 Avg (Jul–Dec) 41.5218

Volatility Range Comparison

Volatility

The most volatile month in 2020 was February, with a trading range of 6.0918 HTG (High: 45.9389 / Low: 39.8471). On the other end, August was the most stable month, with a tight range of 1.4242 HTG (High: 53.3234 / Low: 51.8992).

February Spread (Volatile) ±6.0918

August Spread (Stable) ±1.4242

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 21.1350 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -21.1350

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2020: 50.8898) against the same month in 2019 (average: 44.0377), the exchange rate shifted by +6.8521 (+15.56%).

2020 Avg (September) 50.8898

2019 Avg (September) 44.0377

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	45.8166	44.1802	45.3472
February	45.9389	39.8471	44.3826
March	42.8136	39.8471	41.4623
April	43.9565	41.1626	42.4282
May	48.3491	46.8127	47.4682
June	50.4662	48.7284	49.6383
July	52.5081	50.4653	51.3355
August	53.3234	51.8992	52.6048
September	53.4979	49.0055	50.8898
October	31.6560	29.0894	29.7548
November	31.8917	29.5533	30.5377
December	35.6392	31.7024	34.0081