2020 FJD to LRD Historical Review

YEARLY HIGH

94.8641 LRD

YEARLY LOW

74.4219 LRD

YEARLY AVERAGE

88.3769 LRD

2020 FJD to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the FJD to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 1, valuing the pair at 94.8641. Conversely, the yearly low was recorded on November 19, dropping to 74.4219.

This high-to-low spread represents a total annual volatility of 20.4422 LRD. From a start-to-finish perspective, comparing the January average rate of 88.3857 to the December average rate of 78.4178, the exchange rate registered a net change of -11.28% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 94.8641 was down 16.50% compared to the 2019 peak of 113.6130, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 474,321 LRD

2019 Average 432,042 LRD

Yearly Trough Low 372,109 LRD

Transaction Impact: A difference of 102,211.23 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

95.2859

76.8843

JanuMarcMayJulySeptNove

FJD to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 88.6420, compared to 88.1118 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.5302 points.

H1 Avg (Jan–Jun) 88.6420

H2 Avg (Jul–Dec) 88.1118

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 11.2082 LRD (High: 85.6301 / Low: 74.4219). On the other end, February was the most stable month, with a tight range of 0.9123 LRD (High: 89.6787 / Low: 88.7664).

November Spread (Volatile) ±11.2082

February Spread (Stable) ±0.9123

Growth Streaks & Declines

Trends

Between March and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 12.0955 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -12.0955

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2020: 93.7524) against the same month in 2019 (average: 96.0157), the exchange rate shifted by -2.2633 (-2.36%).

2020 Avg (September) 93.7524

2019 Avg (September) 96.0157

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	89.5247	87.1494	88.3857
February	89.6787	88.7664	89.2623
March	89.9387	83.4049	87.0304
April	89.0588	86.0869	87.1645
May	89.6614	87.8895	88.5921
June	92.3948	90.4826	91.4169
July	93.9238	91.8290	92.8217
August	94.8032	93.2485	93.6700
September	94.8641	92.3434	93.7524
October	93.8001	85.5140	91.0522
November	85.6301	74.4219	78.9567
December	80.2889	75.9070	78.4178