2014 FJD to LTL Historical Review

YEARLY HIGH

1.4375 LTL

YEARLY LOW

1.3255 LTL

YEARLY AVERAGE

1.3839 LTL

2014 FJD to LTL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the FJD to LTL exchange rate experienced significant fluctuation. The market reached its absolute peak on September 6, valuing the pair at 1.4375. Conversely, the yearly low was recorded on March 17, dropping to 1.3255.

This high-to-low spread represents a total annual volatility of 0.1120 LTL. From a start-to-finish perspective, comparing the January average rate of 1.3449 to the December average rate of 1.4168, the exchange rate registered a net change of 5.34% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.4375 was down 5.29% compared to the 2013 peak of 1.5178, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FJD based on timing:

Yearly Peak High 7,188 LTL

2013 Average 7,106 LTL

Yearly Trough Low 6,628 LTL

Transaction Impact: A difference of 560.04 LTL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.4306

1.3341

JanuMarcMayJulySeptNove

FJD to LTL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3581, compared to 1.4097 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0516 points.

H1 Avg (Jan–Jun) 1.3581

H2 Avg (Jul–Dec) 1.4097

Volatility Range Comparison

Volatility

The most volatile month in 2014 was March, with a trading range of 0.0418 LTL (High: 1.3673 / Low: 1.3255). On the other end, April was the most stable month, with a tight range of 0.0145 LTL (High: 1.3664 / Low: 1.3520).

March Spread (Volatile) ±0.0418

April Spread (Stable) ±0.0145

Growth Streaks & Declines

Trends

Between March and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0058 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0058

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2014: 1.4193) against the same month in 2013 (average: 1.3865), the exchange rate shifted by +0.0327 (+2.36%).

2014 Avg (September) 1.4193

2013 Avg (September) 1.3865

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3579	1.3317	1.3449
February	1.3590	1.3364	1.3468
March	1.3673	1.3255	1.3421
April	1.3664	1.3520	1.3611
May	1.3787	1.3543	1.3702
June	1.3985	1.3723	1.3837
July	1.3990	1.3792	1.3882
August	1.4181	1.3864	1.3971
September	1.4375	1.4073	1.4193
October	1.4289	1.4004	1.4144
November	1.4362	1.4148	1.4226
December	1.4361	1.3979	1.4168