YEARLY HIGH
5.6109 PLN
YEARLY LOW
4.9969 PLN
YEARLY AVERAGE
5.3095 PLN

2021 FKP to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the FKP to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on November 22, valuing the pair at 5.6109. Conversely, the yearly low was recorded on January 7, dropping to 4.9969.

This high-to-low spread represents a total annual volatility of 0.6139 PLN. From a start-to-finish perspective, comparing the January average rate of 5.0855 to the December average rate of 5.4325, the exchange rate registered a net change of 6.82% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 5.6109 was up 7.42% compared to the 2020 peak of 5.2231, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 FKP based on timing:

Yearly Peak High 28,054 PLN
2020 Average 24,986 PLN
Yearly Trough Low 24,985 PLN
Transaction Impact: A difference of 3,069.69 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

5.5222
5.0458
JanuMarcMayJulySeptNove

FKP to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.2276, compared to 5.3914 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1638 points.

H1 Avg (Jan–Jun) 5.2276
H2 Avg (Jul–Dec) 5.3914

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.2463 PLN (High: 5.6109 / Low: 5.3646). On the other end, December was the most stable month, with a tight range of 0.1143 PLN (High: 5.4829 / Low: 5.3686).

November Spread (Volatile) ±0.2463
December Spread (Stable) ±0.1143

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0830 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0830

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 5.4825) against the same month in 2020 (average: 5.0151), the exchange rate shifted by +0.4674 (+9.32%).

2021 Avg (November) 5.4825
2020 Avg (November) 5.0151

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.1435 4.9969 5.0855
February 5.2408 5.0851 5.1577
March 5.4614 5.2394 5.3596
April 5.4109 5.2192 5.2766
May 5.3090 5.1757 5.2426
June 5.3328 5.1687 5.2433
July 5.3992 5.2451 5.3270
August 5.4086 5.2673 5.3543
September 5.3891 5.2440 5.3327
October 5.4715 5.3499 5.4192
November 5.6109 5.3646 5.4825
December 5.4829 5.3686 5.4325