YEARLY HIGH
1.9994 NZD
YEARLY LOW
1.8651 NZD
YEARLY AVERAGE
1.9453 NZD

2021 GBP to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GBP to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 18, valuing the pair at 1.9994. Conversely, the yearly low was recorded on January 6, dropping to 1.8651.

This high-to-low spread represents a total annual volatility of 0.1343 NZD. From a start-to-finish perspective, comparing the January average rate of 1.8988 to the December average rate of 1.9614, the exchange rate registered a net change of 3.29% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.9994 was down 4.56% compared to the 2020 peak of 2.0949, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GBP based on timing:

Yearly Peak High 9,997 NZD
2020 Average 9,878 NZD
Yearly Trough Low 9,326 NZD
Transaction Impact: A difference of 671.36 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.9854
1.8910
JanuMarcMayJulySeptNove

GBP to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9371, compared to 1.9535 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0164 points.

H1 Avg (Jan–Jun) 1.9371
H2 Avg (Jul–Dec) 1.9535

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0657 NZD (High: 1.9308 / Low: 1.8651). On the other end, September was the most stable month, with a tight range of 0.0176 NZD (High: 1.9554 / Low: 1.9378).

January Spread (Volatile) ±0.0657
September Spread (Stable) ±0.0176

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0307 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0307

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2021: 1.9775) against the same month in 2020 (average: 1.9893), the exchange rate shifted by -0.0118 (-0.59%).

2021 Avg (August) 1.9775
2020 Avg (August) 1.9893

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.9308 1.8651 1.8988
February 1.9350 1.8902 1.9148
March 1.9743 1.9135 1.9432
April 1.9701 1.9196 1.9429
May 1.9729 1.9206 1.9483
June 1.9933 1.9519 1.9742
July 1.9981 1.9650 1.9769
August 1.9994 1.9504 1.9775
September 1.9554 1.9378 1.9468
October 1.9674 1.9069 1.9397
November 1.9565 1.8938 1.9187
December 1.9777 1.9405 1.9614