2020 GBP to SGD Historical Review

YEARLY HIGH

1.8234 SGD

YEARLY LOW

1.6703 SGD

YEARLY AVERAGE

1.7698 SGD

2020 GBP to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GBP to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 1, valuing the pair at 1.8234. Conversely, the yearly low was recorded on March 19, dropping to 1.6703.

This high-to-low spread represents a total annual volatility of 0.1531 SGD. From a start-to-finish perspective, comparing the January average rate of 1.7664 to the December average rate of 1.7914, the exchange rate registered a net change of 1.42% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.8234 was up 0.09% compared to the 2019 peak of 1.8218, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GBP based on timing:

Yearly Peak High 9,117 SGD

2019 Average 8,710 SGD

Yearly Trough Low 8,351 SGD

Transaction Impact: A difference of 765.51 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.8073

1.7386

JanuMarcMayJulySeptNove

GBP to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.7626, compared to 1.7771 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0145 points.

H1 Avg (Jan–Jun) 1.7626

H2 Avg (Jul–Dec) 1.7771

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1415 SGD (High: 1.8118 / Low: 1.6703). On the other end, October was the most stable month, with a tight range of 0.0254 SGD (High: 1.7798 / Low: 1.7544).

March Spread (Volatile) ±0.1415

October Spread (Stable) ±0.0254

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0495 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0495

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2020: 1.7696) against the same month in 2019 (average: 1.7050), the exchange rate shifted by +0.0646 (+3.79%).

2020 Avg (September) 1.7696

2019 Avg (September) 1.7050

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.8023	1.7491	1.7664
February	1.8184	1.7808	1.8016
March	1.8118	1.6703	1.7520
April	1.7846	1.7510	1.7670
May	1.7695	1.7237	1.7443
June	1.7695	1.7152	1.7443
July	1.7990	1.7377	1.7578
August	1.8181	1.7895	1.7990
September	1.8234	1.7394	1.7696
October	1.7798	1.7544	1.7647
November	1.7934	1.7605	1.7800
December	1.8073	1.7681	1.7914