YEARLY HIGH
1.4226 USD
YEARLY LOW
1.3208 USD
YEARLY AVERAGE
1.3757 USD

2021 GBP to USD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GBP to USD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 31, valuing the pair at 1.4226. Conversely, the yearly low was recorded on December 20, dropping to 1.3208.

This high-to-low spread represents a total annual volatility of 0.1018 USD. From a start-to-finish perspective, comparing the January average rate of 1.3643 to the December average rate of 1.3309, the exchange rate registered a net change of -2.45% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.4226 was up 4.05% compared to the 2020 peak of 1.3672, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GBP based on timing:

Yearly Peak High 7,113 USD
2020 Average 6,419 USD
Yearly Trough Low 6,604 USD
Transaction Impact: A difference of 508.85 USD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.4154
1.3232
JanuMarcMayJulySeptNove

GBP to USD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3883, compared to 1.3632 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0252 points.

H1 Avg (Jan–Jun) 1.3883
H2 Avg (Jul–Dec) 1.3632

Volatility Range Comparison

Volatility

The most volatile month in 2021 was February, with a trading range of 0.0497 USD (High: 1.4147 / Low: 1.3650). On the other end, January was the most stable month, with a tight range of 0.0221 USD (High: 1.3740 / Low: 1.3519).

February Spread (Volatile) ±0.0497
January Spread (Stable) ±0.0221

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0242 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0242

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 1.4077) against the same month in 2020 (average: 1.2297), the exchange rate shifted by +0.1780 (+14.48%).

2021 Avg (May) 1.4077
2020 Avg (May) 1.2297

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.3740 1.3519 1.3643
February 1.4147 1.3650 1.3874
March 1.3988 1.3688 1.3858
April 1.3992 1.3706 1.3836
May 1.4226 1.3817 1.4077
June 1.4176 1.3801 1.4013
July 1.3964 1.3633 1.3816
August 1.3927 1.3622 1.3795
September 1.3865 1.3428 1.3742
October 1.3822 1.3545 1.3685
November 1.3694 1.3295 1.3443
December 1.3532 1.3208 1.3309