2020 GEL to NZD Historical Review

YEARLY HIGH

0.5932 NZD

YEARLY LOW

0.4226 NZD

YEARLY AVERAGE

0.4968 NZD

2020 GEL to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GEL to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 16, valuing the pair at 0.5932. Conversely, the yearly low was recorded on December 30, dropping to 0.4226.

This high-to-low spread represents a total annual volatility of 0.1706 NZD. From a start-to-finish perspective, comparing the January average rate of 0.5256 to the December average rate of 0.4278, the exchange rate registered a net change of -18.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.5932 was up 5.22% compared to the 2019 peak of 0.5638, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GEL based on timing:

Yearly Peak High 2,966 NZD

2019 Average 2,697 NZD

Yearly Trough Low 2,113 NZD

Transaction Impact: A difference of 852.86 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.5639

0.4154

JanuMarcMayJulySeptNove

GEL to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5286, compared to 0.4650 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0636 points.

H1 Avg (Jan–Jun) 0.5286

H2 Avg (Jul–Dec) 0.4650

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1053 NZD (High: 0.5932 / Low: 0.4879). On the other end, December was the most stable month, with a tight range of 0.0105 NZD (High: 0.4331 / Low: 0.4226).

March Spread (Volatile) ±0.1053

December Spread (Stable) ±0.0105

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0285 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0285

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.5515) against the same month in 2019 (average: 0.5456), the exchange rate shifted by +0.0059 (+1.08%).

2020 Avg (March) 0.5515

2019 Avg (March) 0.5456

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5353	0.5191	0.5256
February	0.5736	0.5353	0.5505
March	0.5932	0.4879	0.5515
April	0.5407	0.5074	0.5230
May	0.5258	0.5043	0.5129
June	0.5210	0.4877	0.5078
July	0.5020	0.4826	0.4941
August	0.4951	0.4800	0.4898
September	0.4895	0.4508	0.4722
October	0.4728	0.4591	0.4671
November	0.4678	0.4272	0.4388
December	0.4331	0.4226	0.4278