YEARLY HIGH
57.1093 PKR
YEARLY LOW
46.2066 PKR
YEARLY AVERAGE
52.0933 PKR

2020 GEL to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GEL to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 11, valuing the pair at 57.1093. Conversely, the yearly low was recorded on March 25, dropping to 46.2066.

This high-to-low spread represents a total annual volatility of 10.9028 PKR. From a start-to-finish perspective, comparing the January average rate of 53.7690 to the December average rate of 48.6570, the exchange rate registered a net change of -9.51% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 57.1093 was down 0.78% compared to the 2019 peak of 57.5600, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GEL based on timing:

Yearly Peak High 285,547 PKR
2019 Average 266,555 PKR
Yearly Trough Low 231,033 PKR
Transaction Impact: A difference of 54,513.75 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

55.0602
47.3912
JanuMarcMayJulySeptNove

GEL to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 52.8105, compared to 51.3762 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.4342 points.

H1 Avg (Jan–Jun) 52.8105
H2 Avg (Jul–Dec) 51.3762

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 10.9028 PKR (High: 57.1093 / Low: 46.2066). On the other end, December was the most stable month, with a tight range of 0.9229 PKR (High: 48.9904 / Low: 48.0675).

March Spread (Volatile) ±10.9028
December Spread (Stable) ±0.9229

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 2.4661 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -2.4661

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 52.7654) against the same month in 2019 (average: 52.1283), the exchange rate shifted by +0.6370 (+1.22%).

2020 Avg (March) 52.7654
2019 Avg (March) 52.1283

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 54.4266 53.3404 53.7690
February 55.4856 53.4429 54.3084
March 57.1093 46.2066 52.7654
April 53.0448 49.9021 51.7284
May 51.1223 49.3769 50.0684
June 55.4153 51.4307 54.2231
July 54.8812 53.8595 54.4211
August 54.7437 53.5482 54.3803
September 53.9675 49.4520 52.2723
October 51.3863 49.5216 50.4964
November 49.5216 46.6495 48.0303
December 48.9904 48.0675 48.6570