2025 GEL to TOP Historical Review

YEARLY HIGH

0.8967 TOP

YEARLY LOW

0.8451 TOP

YEARLY AVERAGE

0.8800 TOP

2025 GEL to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the GEL to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 21, valuing the pair at 0.8967. Conversely, the yearly low was recorded on January 27, dropping to 0.8451.

This high-to-low spread represents a total annual volatility of 0.0516 TOP. From a start-to-finish perspective, comparing the January average rate of 0.8551 to the December average rate of 0.8941, the exchange rate registered a net change of 4.56% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.8967 was down 1.33% compared to the 2024 peak of 0.9088, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GEL based on timing:

Yearly Peak High 4,484 TOP

2024 Average 4,359 TOP

Yearly Trough Low 4,226 TOP

Transaction Impact: A difference of 258.16 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.8980

0.8512

JanuMarcMayJulySeptNove

GEL to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8693, compared to 0.8908 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0215 points.

H1 Avg (Jan–Jun) 0.8693

H2 Avg (Jul–Dec) 0.8908

Volatility Range Comparison

Volatility

The most volatile month in 2025 was January, with a trading range of 0.0220 TOP (High: 0.8671 / Low: 0.8451). On the other end, May was the most stable month, with a tight range of 0.0030 TOP (High: 0.8802 / Low: 0.8771).

January Spread (Volatile) ±0.0220

May Spread (Stable) ±0.0030

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0051 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0051

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 0.8941) against the same month in 2024 (average: 0.8508), the exchange rate shifted by +0.0433 (+5.09%).

2025 Avg (December) 0.8941

2024 Avg (December) 0.8508

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8671	0.8451	0.8551
February	0.8661	0.8484	0.8576
March	0.8692	0.8615	0.8667
April	0.8795	0.8677	0.8752
May	0.8802	0.8771	0.8783
June	0.8852	0.8787	0.8828
July	0.8918	0.8852	0.8883
August	0.8951	0.8918	0.8931
September	0.8951	0.8865	0.8921
October	0.8918	0.8836	0.8871
November	0.8918	0.8852	0.8899
December	0.8967	0.8918	0.8941