2020 GHS to BGN Historical Review

YEARLY HIGH

0.3405 BGN

YEARLY LOW

0.2703 BGN

YEARLY AVERAGE

0.2997 BGN

2020 GHS to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on February 20, valuing the pair at 0.3405. Conversely, the yearly low was recorded on December 7, dropping to 0.2703.

This high-to-low spread represents a total annual volatility of 0.0702 BGN. From a start-to-finish perspective, comparing the January average rate of 0.3117 to the December average rate of 0.2739, the exchange rate registered a net change of -12.14% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.3405 was down 4.26% compared to the 2019 peak of 0.3556, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 1,702 BGN

2019 Average 1,628 BGN

Yearly Trough Low 1,351 BGN

Transaction Impact: A difference of 350.84 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.3390

0.2679

JanuMarcMayJulySeptNove

GHS to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3140, compared to 0.2853 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0288 points.

H1 Avg (Jan–Jun) 0.3140

H2 Avg (Jul–Dec) 0.2853

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0227 BGN (High: 0.3284 / Low: 0.3057). On the other end, August was the most stable month, with a tight range of 0.0050 BGN (High: 0.2890 / Low: 0.2841).

March Spread (Volatile) ±0.0227

August Spread (Stable) ±0.0050

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0159 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0159

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 0.3330) against the same month in 2019 (average: 0.3277), the exchange rate shifted by +0.0053 (+1.62%).

2020 Avg (February) 0.3330

2019 Avg (February) 0.3277

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3210	0.3064	0.3117
February	0.3405	0.3210	0.3330
March	0.3284	0.3057	0.3171
April	0.3165	0.3057	0.3116
May	0.3139	0.3045	0.3104
June	0.3058	0.2963	0.3004
July	0.3007	0.2860	0.2956
August	0.2890	0.2841	0.2864
September	0.2905	0.2845	0.2869
October	0.2881	0.2831	0.2859
November	0.2889	0.2794	0.2830
December	0.2763	0.2703	0.2739