2021 GHS to EUR Historical Review

YEARLY HIGH

0.1477 EUR

YEARLY LOW

0.1382 EUR

YEARLY AVERAGE

0.1428 EUR

2021 GHS to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GHS to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 26, valuing the pair at 0.1477. Conversely, the yearly low was recorded on January 6, dropping to 0.1382.

This high-to-low spread represents a total annual volatility of 0.0095 EUR. From a start-to-finish perspective, comparing the January average rate of 0.1404 to the December average rate of 0.1440, the exchange rate registered a net change of 2.54% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1477 was down 15.16% compared to the 2020 peak of 0.1741, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 739 EUR

2020 Average 765 EUR

Yearly Trough Low 691 EUR

Transaction Impact: A difference of 47.45 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1469

0.1398

JanuMarcMayJulySeptNove

GHS to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1433, compared to 0.1423 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0010 points.

H1 Avg (Jan–Jun) 0.1433

H2 Avg (Jul–Dec) 0.1423

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0049 EUR (High: 0.1475 / Low: 0.1426). On the other end, February was the most stable month, with a tight range of 0.0022 EUR (High: 0.1441 / Low: 0.1419).

April Spread (Volatile) ±0.0049

February Spread (Stable) ±0.0022

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0021 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0021

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 0.1463) against the same month in 2020 (average: 0.1619), the exchange rate shifted by -0.0155 (-9.60%).

2021 Avg (March) 0.1463

2020 Avg (March) 0.1619

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1420	0.1382	0.1404
February	0.1441	0.1419	0.1427
March	0.1477	0.1441	0.1463
April	0.1475	0.1426	0.1447
May	0.1442	0.1411	0.1426
June	0.1456	0.1411	0.1430
July	0.1442	0.1406	0.1425
August	0.1432	0.1402	0.1412
September	0.1428	0.1389	0.1408
October	0.1431	0.1404	0.1420
November	0.1455	0.1411	0.1432
December	0.1461	0.1428	0.1440