YEARLY HIGH
0.3940 GIP
YEARLY LOW
0.3213 GIP
YEARLY AVERAGE
0.3417 GIP

2012 GHS to GIP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the GHS to GIP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.3940. Conversely, the yearly low was recorded on July 28, dropping to 0.3213.

This high-to-low spread represents a total annual volatility of 0.0726 GIP. From a start-to-finish perspective, comparing the January average rate of 0.3814 to the December average rate of 0.3284, the exchange rate registered a net change of -13.90% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.3940 was down 12.13% compared to the 2011 peak of 0.4483, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 1,970 GIP
2011 Average 2,021 GIP
Yearly Trough Low 1,607 GIP
Transaction Impact: A difference of 363.16 GIP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.3872
0.3187
JanuMarcMayJulySeptNove

GHS to GIP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3557, compared to 0.3278 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0279 points.

H1 Avg (Jan–Jun) 0.3557
H2 Avg (Jul–Dec) 0.3278

Volatility Range Comparison

Volatility

The most volatile month in 2012 was March, with a trading range of 0.0249 GIP (High: 0.3772 / Low: 0.3523). On the other end, August was the most stable month, with a tight range of 0.0036 GIP (High: 0.3259 / Low: 0.3223).

March Spread (Volatile) ±0.0249
August Spread (Stable) ±0.0036

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0175 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0175

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.3814) against the same month in 2011 (average: 0.4223), the exchange rate shifted by -0.0408 (-9.67%).

2012 Avg (January) 0.3814
2011 Avg (January) 0.4223

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.3940 0.3691 0.3814
February 0.3777 0.3608 0.3737
March 0.3772 0.3523 0.3635
April 0.3550 0.3319 0.3459
May 0.3423 0.3276 0.3336
June 0.3464 0.3293 0.3359
July 0.3283 0.3213 0.3251
August 0.3259 0.3223 0.3244
September 0.3296 0.3227 0.3266
October 0.3333 0.3262 0.3305
November 0.3344 0.3274 0.3316
December 0.3304 0.3255 0.3284