2020 GHS to GTQ Historical Review

YEARLY HIGH

1.4368 GTQ

YEARLY LOW

1.3099 GTQ

YEARLY AVERAGE

1.3475 GTQ

2020 GHS to GTQ Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to GTQ exchange rate experienced significant fluctuation. The market reached its absolute peak on February 21, valuing the pair at 1.4368. Conversely, the yearly low was recorded on December 7, dropping to 1.3099.

This high-to-low spread represents a total annual volatility of 0.1269 GTQ. From a start-to-finish perspective, comparing the January average rate of 1.3621 to the December average rate of 1.3301, the exchange rate registered a net change of -2.35% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.4368 was down 10.30% compared to the 2019 peak of 1.6017, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 7,184 GTQ

2019 Average 7,177 GTQ

Yearly Trough Low 6,549 GTQ

Transaction Impact: A difference of 634.45 GTQ purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.4301

1.3208

JanuMarcMayJulySeptNove

GHS to GTQ Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3598, compared to 1.3353 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0245 points.

H1 Avg (Jan–Jun) 1.3598

H2 Avg (Jul–Dec) 1.3353

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0881 GTQ (High: 1.4223 / Low: 1.3342). On the other end, November was the most stable month, with a tight range of 0.0071 GTQ (High: 1.3389 / Low: 1.3318).

March Spread (Volatile) ±0.0881

November Spread (Stable) ±0.0071

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0435 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0435

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 1.4210) against the same month in 2019 (average: 1.4733), the exchange rate shifted by -0.0523 (-3.55%).

2020 Avg (February) 1.4210

2019 Avg (February) 1.4733

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3935	1.3495	1.3621
February	1.4368	1.3935	1.4210
March	1.4223	1.3342	1.3782
April	1.3507	1.3227	1.3348
May	1.3402	1.3271	1.3329
June	1.3385	1.3225	1.3299
July	1.3382	1.3241	1.3326
August	1.3381	1.3275	1.3346
September	1.3455	1.3333	1.3404
October	1.3436	1.3348	1.3387
November	1.3389	1.3318	1.3353
December	1.3391	1.3099	1.3301