2012 GHS to HNL Historical Review

YEARLY HIGH

11.6015 HNL

YEARLY LOW

9.7043 HNL

YEARLY AVERAGE

10.4599 HNL

2012 GHS to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the GHS to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 11.6015. Conversely, the yearly low was recorded on July 28, dropping to 9.7043.

This high-to-low spread represents a total annual volatility of 1.8971 HNL. From a start-to-finish perspective, comparing the January average rate of 11.2678 to the December average rate of 10.4630, the exchange rate registered a net change of -7.14% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 11.6015 was down 15.74% compared to the 2011 peak of 13.7686, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 58,007 HNL

2011 Average 61,268 HNL

Yearly Trough Low 48,522 HNL

Transaction Impact: A difference of 9,485.75 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

11.4175

9.6202

JanuMarcMayJulySeptNove

GHS to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.6842, compared to 10.2355 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4487 points.

H1 Avg (Jan–Jun) 10.6842

H2 Avg (Jul–Dec) 10.2355

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.6848 HNL (High: 11.6015 / Low: 10.9167). On the other end, December was the most stable month, with a tight range of 0.1253 HNL (High: 10.5024 / Low: 10.3771).

January Spread (Volatile) ±0.6848

December Spread (Stable) ±0.1253

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.4255 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.4255

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 11.2678) against the same month in 2011 (average: 12.5876), the exchange rate shifted by -1.3198 (-10.49%).

2012 Avg (January) 11.2678

2011 Avg (January) 12.5876

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.6015	10.9167	11.2678
February	11.3389	10.9846	11.2618
March	11.3274	10.6971	10.9651
April	10.7399	10.2738	10.5485
May	10.3200	10.0027	10.1230
June	10.1222	9.8161	9.9392
July	9.9284	9.7043	9.7700
August	10.1437	9.7667	10.0017
September	10.4306	10.1144	10.2741
October	10.4999	10.2993	10.4296
November	10.5338	10.3781	10.4747
December	10.5024	10.3771	10.4630