2020 GHS to IDR Historical Review

YEARLY HIGH

3022.8008 IDR

YEARLY LOW

2361.6020 IDR

YEARLY AVERAGE

2537.0750 IDR

2020 GHS to IDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GHS to IDR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 3022.8008. Conversely, the yearly low was recorded on December 7, dropping to 2361.6020.

This high-to-low spread represents a total annual volatility of 661.1988 IDR. From a start-to-finish perspective, comparing the January average rate of 2427.4863 to the December average rate of 2405.3643, the exchange rate registered a net change of -0.91% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 3022.8008 was up 1.56% compared to the 2019 peak of 2976.4662, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 15,114,004 IDR

2019 Average 13,177,943 IDR

Yearly Trough Low 11,808,010 IDR

Transaction Impact: A difference of 3,305,993.88 IDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2759.9152

2373.1324

JanuMarcMayJulySeptNove

GHS to IDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2575.6330, compared to 2498.5170 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 77.1160 points.

H1 Avg (Jan–Jun) 2575.6330

H2 Avg (Jul–Dec) 2498.5170

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 451.4352 IDR (High: 3022.8008 / Low: 2571.3655). On the other end, December was the most stable month, with a tight range of 63.7559 IDR (High: 2425.3579 / Low: 2361.6020).

March Spread (Volatile) ±451.4352

December Spread (Stable) ±63.7559

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 157.1036 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -157.1036

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 2717.0919) against the same month in 2019 (average: 2624.8446), the exchange rate shifted by +92.2473 (+3.51%).

2020 Avg (March) 2717.0919

2019 Avg (March) 2624.8446

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2504.0364	2374.4785	2427.4863
February	2607.4836	2487.7883	2556.3357
March	3022.8008	2571.3655	2717.0919
April	2884.6274	2611.9079	2727.6833
May	2667.7686	2529.6686	2570.5797
June	2540.9569	2411.7531	2454.6208
July	2568.8194	2459.9868	2514.3974
August	2590.4790	2511.9319	2544.9403
September	2606.3135	2533.1972	2562.6135
October	2562.8756	2498.3650	2529.5092
November	2511.9040	2403.9912	2434.2771
December	2425.3579	2361.6020	2405.3643