2015 GHS to ILS Historical Review

YEARLY HIGH

1.2331 ILS

YEARLY LOW

0.8504 ILS

YEARLY AVERAGE

1.0347 ILS

2015 GHS to ILS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the GHS to ILS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 7, valuing the pair at 1.2331. Conversely, the yearly low was recorded on June 24, dropping to 0.8504.

This high-to-low spread represents a total annual volatility of 0.3827 ILS. From a start-to-finish perspective, comparing the January average rate of 1.2104 to the December average rate of 1.0178, the exchange rate registered a net change of -15.92% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.2331 was down 17.72% compared to the 2014 peak of 1.4987, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GHS based on timing:

Yearly Peak High 6,166 ILS

2014 Average 5,972 ILS

Yearly Trough Low 4,252 ILS

Transaction Impact: A difference of 1,913.67 ILS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.2423

0.8593

JanuMarcMayJulySeptNove

GHS to ILS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0573, compared to 1.0121 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0452 points.

H1 Avg (Jan–Jun) 1.0573

H2 Avg (Jul–Dec) 1.0121

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.3039 ILS (High: 1.1709 / Low: 0.8670). On the other end, December was the most stable month, with a tight range of 0.0215 ILS (High: 1.0280 / Low: 1.0065).

July Spread (Volatile) ±0.3039

December Spread (Stable) ±0.0215

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.1003 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 1.2104) against the same month in 2014 (average: 1.4655), the exchange rate shifted by -0.2551 (-17.41%).

2015 Avg (January) 1.2104

2014 Avg (January) 1.4655

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2331	1.1736	1.2104
February	1.1811	1.1080	1.1380
March	1.1406	1.0427	1.0997
April	1.0462	1.0025	1.0265
May	1.0083	0.9535	0.9780
June	0.9482	0.8504	0.8912
July	1.1709	0.8670	1.0545
August	0.9989	0.8933	0.9542
September	1.0422	0.9629	1.0087
October	1.0495	0.9862	1.0181
November	1.0330	1.0013	1.0194
December	1.0280	1.0065	1.0178